Licensing
Standard Mortgage Capital, LLC · NMLS #1604663 · dba Savvy Mortgage · dba Rize Mortgage
Savvy Mortgage and Rize Mortgage are trade names of the same company — Standard Mortgage Capital, LLC (NMLS #1604663), headquartered at 53 NW 100th Ave, Plantation, FL 33324 — and share the same state licensing. The table below lists our licenses and registrations by state as filed with each regulator.
You can independently verify any license through NMLS Consumer Access. Questions? Call (201) 685-2860 or email info@savvymtg.com.
Licensed Coming Soon Not Licensed
| State | Agency | License Name | License Number | Other Trade Name |
|---|---|---|---|---|
| Alabama | Alabama State Banking Department | Consumer Credit License | 1604663 | Rize Mortgage |
| Alaska | Alaska Department of Commerce, Community, and Economic Development | Mortgage Broker/Lender License | Not Licensed | Rize Mortgage |
| Arizona | Arizona Department of Financial Institutions | Mortgage Banker License | BK-2010741 | Rize Mortgage |
| Arkansas | Arkansas Securities Department | Combination Mortgage Broker-Servicer License | 1604663 | Rize Mortgage |
| California | California Department of Financial Protection and Innovation (DFPI) | Residential Mortgage Lending Act License | 41DFPI-202938 | Rize Mortgage |
| California | California Department of Financial Protection and Innovation (DFPI) | Financing Law License | 60DBO-207636 | Rize Mortgage |
| Colorado | Colorado Division of Real Estate | Mortgage Company Registration | Licensed | Rize Mortgage; Standard Mortgage Capital LLC |
| Connecticut | Connecticut Department of Banking | Mortgage Lender License | ML-1604663 | Rize Mortgage |
| Delaware | Delaware Office of the State Bank Commissioner | Lender License | Coming Soon | Rize Mortgage |
| District of Columbia | Department of Insurance, Securities, and Banking | Mortgage Dual Authority License | MLB1604663 | Rize Mortgage |
| Florida | Office of Financial Regulation | Mortgage Lender License | MLD1468 | Bankers Choice Mortgage; Hamilton Mortgage Services; Innovation Mortgage; Right Key Mortgage; Rize Mortgage; Standard Mortgage Capital LLC; Sureway Home Loans |
| Florida | Office of Financial Regulation | Mortgage Lender Servicer License | MLD1467 | Rize Mortgage |
| Georgia | Department of Banking and Finance | Mortgage Lender License | 1604663 | Rize Mortgage |
| Hawaii | Division of Banking | Mortgage Lender License | Not Licensed | Rize Mortgage |
| Idaho | Department of Finance | Mortgage Broker/Lender License | Coming Soon | Rize Mortgage |
| Illinois | Department of Financial and Professional Regulation | Residential Mortgage License | MB6761729 | Rize Mortgage; Standard Mortgage Capital LLC |
| Indiana | Department of Finance | First Lien Mortgage Lending License | Licensed | Rize Mortgage |
| Iowa | Division of Banking | Mortgage Banker License | 2025-0174 | Rize Mortgage |
| Kansas | Office of the State Bank Commissioner | Mortgage Company License | MC.0027573 | Rize Mortgage |
| Kentucky | Department of Financial Institutions | Mortgage Company License | MC880861 | Rize Mortgage |
| Louisiana | Office of Financial Institutions | Residential Mortgage Lending License | Licensed | Rize Mortgage |
| Maine | Department of Professional and Financial Regulation | Supervised Lender License | 1604663 | Rize Mortgage |
| Maryland | Commissioner of Financial Regulation | Mortgage Lender License | 1604663 | Rize Mortgage; Standard Mortgage Capital LLC |
| Massachusetts | Division of Banks and Loan Agencies | Mortgage Broker License | MC1604663 | Rize Mortgage |
| Michigan | Office of Financial and Insurance Services | 1st Mortgage Broker/Lender/Servicer Registrant | FL0026889 | Rize Mortgage |
| Michigan | Office of Financial and Insurance Services | 2nd Mortgage Broker/Lender/Servicer Registrant | SR0026890 | Rize Mortgage |
| Minnesota | Department of Commerce | Residential Mortgage Originator License | MN-MO-1604663 | Rize Mortgage |
| Minnesota | Department of Commerce | Residential Mortgage Originator License Other Trade Name #1 | MN-MO-1604663.1 | Rize Mortgage |
| Mississippi | Department of Banking and Consumer Finance | Mortgage Lender License | 1604663 | Rize Mortgage |
| Missouri | Divisions of Banking and Financial Institutions | Residential Mortgage Originator License | Coming Soon | Rize Mortgage |
| Montana | Divisions of Banking and Financial Institutions | Mortgage Broker License | 1604663 | Rize Mortgage |
| Montana | Divisions of Banking and Financial Institutions | Mortgage Lender License | 1604663 | Rize Mortgage |
| Montana | Divisions of Banking and Financial Institutions | Mortgage Service License | 1604663 | Rize Mortgage |
| Nebraska | Department of Banking Finance | Mortgage Broker License | 1604663 | Rize Mortgage |
| Nevada | Department of Business and Industry | Mortgage Company License | None | Rize Mortgage |
| New Hampshire | New Hampshire Banking Department | Mortgage Banker License | 1604663MB | Rize Mortgage |
| New Jersey | Department of Banking and Insurance | Residential Mortgage Lender License | Licensed | Rize Mortgage; Standard Mortgage Capital LLC; Sureway Home Loans |
| New Mexico | Department of Regulation and Licensing | Mortgage Loan Company License | Coming Soon | Rize Mortgage |
| North Carolina | Commissioner of Banks | Mortgage Lender License | L-219342 | Rize Mortgage |
| North Dakota | Department of Financial Institutions | North Dakota Residential Mortgage Lender | ML105172 | Rize Mortgage |
| North Dakota | Department of Financial Institutions | North Dakota Residential Mortgage Loan Servicer | MS105173 | Rize Mortgage |
| Ohio | Department of Commerce | Residential Mortgage Lending Act Certificate of Registration | RM.805420.000 | Rize Mortgage |
| Oklahoma | Department of Consumer Credit | Mortgage Lender License | ML017288 | Rize Mortgage |
| Oklahoma | Department of Consumer Credit | Lender Name Registration Other Trade Name #1 | LNR17292 | Rize Mortgage |
| Oregon | Department of Consumer and Business Services | Mortgage Lending License | Coming Soon | Rize Mortgage |
| Pennsylvania | Department of Banking | Mortgage Lender License | 114103 | Rize Mortgage; Sureway Home Loans |
| Puerto Rico | Oficina Del Comisionado De Instituciones Financieras | Mortgage Lender/Servicer License | IH-0303 | Rize Mortgage |
| Rhode Island | Division of Banking | Lender License | 20254938LL | Rize Mortgage |
| Rhode Island | Division of Banking | Loan Broker License | 20254939LB | Rize Mortgage |
| South Carolina | State Board of Financial Institutions | Mortgage Lender/Servicer License | MLS-1604663 | Rize Mortgage |
| South Carolina | State Board of Financial Institutions | Mortgage Lender/Servicer License – Other Trade Name #1 | MLS-1604663 | Rize Mortgage |
| South Carolina | Department of Consumer Affairs | Mortgage Broker License | MLS-1604663 | Rize Mortgage |
| South Dakota | Division of Banking | Mortgage Lender License | 1604663.ML | Rize Mortgage |
| Tennessee | Department of Financial Institutions | Mortgage License | 1604663 | Rize Mortgage |
| Texas | Department of Savings and Mortgage Lending | Residential Mortgage Loan Servicer Registration | Licensed | Rize Mortgage |
| Utah | Division of Real Estate | Mortgage Entity License | Coming Soon | Rize Mortgage |
| Vermont | Department of Banking, Insurance, Securities, and Health Care Administrations | Lender License | Coming Soon | Rize Mortgage |
| Virginia | State Corporation Commission | Broker License | MC-8027 | Rize Mortgage |
| Virginia | State Corporation Commission | Lender License | MC-8027 | Rize Mortgage |
| Washington | Department of Financial Institutions | Consumer Loan Company License | Coming Soon | Rize Mortgage |
| West Virginia | Division of Banking | Mortgage Broker License | MB-1604663 | Rize Mortgage |
| West Virginia | Division of Banking | Mortgage Lender License | ML-1604663 | Rize Mortgage |
| Wisconsin | Department of Financial Institutions | Mortgage Banker License | 1604663BA | Rize Mortgage |
| Wisconsin | Department of Financial Institutions | Mortgage Broker License | 1604663BR | Rize Mortgage |
| Wyoming | Division of Banking | Mortgage Lender/Broker License | 6070 | Rize Mortgage |
Licensing information is updated periodically and subject to change. Where a license number is shown as “Licensed,” the registration does not use a distinct number format in that state’s system. Equal Housing Lender.